Advance/Withdrawals may be availed for the following purposes: see below ..............................

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Type of Advance	Purpose	Eligibility	Maximum Admissible Amount**	proof/ documents required
Under Para 68-k of Scheme 3 times in the entire service Apply in Form-31	1.   for the marriage of : o  self o  son,daughter o  brother,sister 2.   for education of : o  self o  son,daughter	·   Should complete atleast 7 Years of service ·   This 68k adv. will be given only 3 times	50% of Employee share at the time of tendering the application	Apply in From-31 through Employer Cost certificate from head of the proposed educational institution No extra proof for marriage other than the application submitted through employer If the marriage is over, solomnity certificate should be produced
Under Para 68-j of Scheme Many times as per the requirement Apply in Form-31	for the treatment of : 1.   self 1.   Hospitalisation for 1 month or more 2.   major surgical operation in a hospital 3.   suffering from TB, leprosy, paralysis, cancer, mental derangement or heart ailment and having been granted leave by his employer for the treatment of said illness   2.   family( spouse, son, daughter, dependent father, mother) 1.   major surgical operation in a hospital and 1 month or more hospitalisation for the operation 2.   suffering from TB, leprosy, paralysis, cancer, mental derangement or heart ailment	·   No minimum service required ·   Certificate from ESI or from Employer that the ESI facility are not available to the member ·   a doctor [ or registered medical practitioner] of the hospital certifies that a surgical operation or hospitalisation for 1 month or more is/was necessary ·   In case of TB, leprosy ...etc., a specialist doctor should certify	6 times of Wages OR Full of Employee share (whichever is less)	Certificates & proof as mentioned in the eligibility column Apply in From-31 through Employer
Under Para 68-B of Scheme Only Once (either 'construction or purchase of house' or 'repayment of housing loan) Apply in Form-31	for the construction/ purchase of dwelling unit (house/ flat ..) (Not for plot without house. It is another type of advance)	·   Should complete 5 Years of service ·   Only once in service ·   property should be in the name of self or spouse or jointly ·   should not be a joint property owned by other than spouse	36 times of Wages	Declaration in the Performa obtained along with application signed by Member Apply in From-31 through Employer
Under Para 68-BB of Scheme Only Once (either 'construction or purchase of house' or 'repayment of housing loan) Apply in Form-31	repayment of housing loan (Not for plot without house. It is another type of advance)	·   Should complete 10 Years of service ·   Only once in service ·   property should be in the name of self or spouse or jointly ·   should not be a joint property owned by other than spouse ·   Loan should be availed from State Govt., Co-operative Society, Housing board,Muncipal Corporation or a body similar to the Delhi Development Authority	36 times of Wages	Declaration in the Performa obtained along with application signed by Member Apply in From-31 through Employer
Under Para 68-B of Scheme Only Once Apply in Form-31	for the purchase of site/ plot	·   Should complete 5 Years of service ·   Only once in service ·   property should be registered in the name of self or spouse or jointly ·   should not be a joint property owned by other than spouse	24 times of Wages	Filled-up Declaration(from Employer/Bank) given from EPFO along with the application. Copy of Purchase Agreement Apply in From-31 through Employer
Under Para 68-B-7 of Scheme Only Once Apply in Form-31	Addition/alteration of house (same type of advance can be availed for repair of house)	·   Should complete 5 Years after construction ·   Annexure III (construction completion certificate/ utilisation certificate) should be submitted ·   Only once in service ·   property should be in the name of self or spouse or jointly ·   should not be a joint property owned by other than spouse	12 times of Wages	Certificates & proof Apply in From-31 through Employer
Under Para 68-B-7 of Scheme Only once Apply in Form-31	Repair of house (same type of advance can be availed for alteration of house)	·   Should complete 10 Years after construction ·   Annexure XIII (construction complete certificate) should be submitted ·   Only once in service ·   property should be in the name of self or spouse or jointly ·   should not be a joint property owned by other than spouse	12 times of Wages	Certificates & proof Apply in From-31 through Employer
Under Para 68-H of Scheme Many times as per requirement Apply in Form-31	Lockout or closure of the establishment	·   No minimum service ·   should be closed for more than 15 days ·   Wages for atleast 2 months is not paid ·   Balance should be there in Employee's share. If closed for more than 6 months, Advance can be allowed from Employer's share also	equivalent to the total of wages multiplied by no. of months closed (discretion)	declaration Apply in From-31
Under Para 68-NN of Scheme Only once Apply in Form-31	Withdrawal prior to retirement	·   No minimum service ·   atleast 54 years of age ·   1 year before retirement	90% of total of both shares	Certificate from the employer showing the date of retirement Apply in From-31